You've been responsible. When do you get to actually live?
You earn. You save. And somehow, the life you want still needs another raise before you’re allowed to live it.
If you found me on LinkedIn, you probably read one of my posts about money. The one about the apartment, or the one about leaving a career that looked perfect from the outside. This page is where that story continues.
Modern Joy is where I question the advice you’ve been following, explore options you might have ruled out, and occasionally ask whether “being sensible” is getting a little expensive.
Money, ambition, business, life. With room to change your mind.
Modern Joy is a Friday letter about money and the life it's supposed to buy.
from the readers
"I trust almost no one writing about money. Camila is the exception. She writes like she's sitting across from you: honest, clear, no performance, no jargon, no talking down, no "get rich" theatre. She says things most people won't tell women about their own money. She made financial freedom feel like something I could build. Definitely worth reading!"
Bojana Perovic
"Exit the office" career coach
On Modern Joy, Camila is helping women build financial freedom before her 40s.
She speaks to the ambitious woman who gives her all to her career and still feels the results should be better. Yet that path has stayed just out of reach.
That’s where Camila stands out.
She helps you see the way, then supports you as you create a success path that fits who you are.
If you’re tired of living by default, Camila is a wise woman to have in your corner.
Dr Donna Blevins
MindShift Mechanic
Camila's newsletter, Modern Joy, is the one I actually look forward to reading. She is authentic and funny, and she connects money advice to the bigger systemic picture most financial writers skip. If you are ambitious, a bit exhausted by the default path, and want someone smart and honest in your corner, subscribe.
Sophie Guénon
Gut Health Specialist
"I want to say how much I appreciate you combining financial advice with cultural and systemic awareness... This is an undervalued niche: being someone who is adept with financial knowledge and understanding, but also has good awareness and sensitivity of systemic issues."
Sieran Lane
Therapist and Book Coach
Camila's newsletter is one I read consistently.
She has this inspirational lens that so many of us are searching for: A smart and savvy, empathetic woman who does not accept any preconditions.
She consistently approaches life's complexities with the questions: "Why?" or "Why not?" modeling for us how we can do this in our own day-to-day lives, as well.
She is patient to anyone's learning curve. She wants to see you succeed; you get that immediately from her, both in her writing and in person.
In a world dominated by male gurus telling us how to live our best lives, she is a refreshing female voice. And yes, that is important.
Courtney Johnson
Executive Nonprofit Coach
What lands in your inbox most Fridays
Insightful, warm, and irreverent because I got tired of being the responsible one.
Here's what to expect.
Money psychology
Why smart women stay stuck, and what the fear is actually doing to your nervous system.
The rules worth breaking
Save. Avoid debt. Keep the stable job. Who made these, and are they serving you?
The messy middle
Honest reflections from someone who's in it. Two apartments mid-renovation, one business in its first year, zero interest in pretending it's easy.
Hi, I'm Camila.
Brazilian, living in Paris. PhD and years in business development.
In 2018 I crowdfunded $10,000 for my Cambridge degree because I couldn't stomach owing a bank. In 2025 I borrowed $243,843 to buy two apartments, turn them into Airbnbs, and quit my job the following week.
I write about money the way I actually think about it. The rules I was handed, the ones I'm breaking, and what happens after.